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Installment payments

IT Market · Installment and split payments

A larger purchase should not strain your budget all at once. At IT Market you can pay for eligible products with an installment card over several months — or split the cost — with plans shown clearly on the product page and at checkout.

Two convenient options

  • Buy with installment. Split the amount over your chosen term with a Birbank, Tam Kart, or Leobank installment card. Monthly and total amounts are calculated on the product page.
  • Buy in parts. Pay for the product in parts. An initial payment is optional — you build a plan that fits your budget.

Both options share one goal: get the technology you need without disrupting your current cash flow. Whichever mode is available appears clearly on the product card and during checkout.

Partner banks and terms

  • Birbank. Typically 3, 6, 12, 18, and 24 months — may vary by product and campaign.
  • Tam Kart. Typically 6, 12, 18, and 24 months.
  • Leobank. Typically 6, 12, 18, and 24 months.

These terms are a general offer. Only options allowed by the bank and stock stay active for a given product. Interest, fees, and early repayment follow your bank’s rules — read the final schedule carefully before ordering.

How to order

  • 1. Choose a product. Find the right device in the catalog or via search.
  • 2. Build your plan. On the product page select “Buy in installments” or “Buy in parts”; pick the bank and term (and an initial payment if you want).
  • 3. Complete checkout. Choose delivery or store pickup and confirm your details. An installment application may be reviewed — your order is prepared after confirmation.

Installments may be limited for some products or amounts — for security and partner bank rules. Checkout only shows methods valid for your order.

Check before you buy

  • Monthly load. Make sure the monthly payment stays comfortable after your other obligations. Several “small” installments can stack into a heavy load.
  • Term vs. use. Think how long you will keep the device. A long term for short use is rarely a good deal.
  • Total payable. Do not look only at the monthly figure — compare the initial payment, interest, and total together.
  • Bank terms. Early payoff, late fees, and returns follow your bank’s agreement. If unsure, clarify with us or your bank before buying.

Returns and support

Returns of installment or split-payment purchases follow our return policy and the partner bank’s rules. Remaining balance, fees, and card payments are governed by your bank — see the Returns page and our terms for details.

Still have questions?

Not sure which bank fits you, whether installments are open for a product, or how to set an initial payment? Call or message us — we help before and after you buy.